:root{
  --navy:#10294d;--blue:#1d4f86;--blue2:#2d6da7;--gold:#c6a46d;
  --ink:#17233c;--muted:#667085;--line:#e6eaf0;--soft:#f5f8fc;--white:#fff;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit;text-decoration:none}.container{width:min(1160px,92%);margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-wrap{height:78px;display:flex;align-items:center;justify-content:space-between}.brand img{width:190px;max-height:52px;object-fit:contain}
.main-nav{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:600}.main-nav a:hover{color:var(--blue)}
.nav-toggle{display:none;border:0;background:none;font-size:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--blue);color:#fff;padding:13px 22px;border-radius:8px;font-weight:700;border:1px solid var(--blue);cursor:pointer}
.btn:hover{background:var(--navy);border-color:var(--navy)}.btn-outline{background:transparent;color:var(--navy);border-color:#b9c5d4}.btn-small{padding:9px 16px}
.hero{background:linear-gradient(130deg,#eef5fb 0%,#fff 58%,#f6f3ed 100%);padding:92px 0 78px;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:54px;align-items:center}.eyebrow{color:var(--blue);text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:800}
h1{font-size:clamp(42px,5.5vw,72px);line-height:1.04;margin:12px 0 20px;letter-spacing:-.035em;color:var(--navy)}
h2{font-size:clamp(30px,4vw,44px);line-height:1.14;letter-spacing:-.025em;color:var(--navy);margin:0 0 16px}
h3{color:var(--navy);margin:0 0 8px}p.lead{font-size:20px;color:var(--muted);max-width:760px}
.hero-actions{display:flex;gap:12px;margin-top:30px;flex-wrap:wrap}.hero-card{background:var(--navy);color:#fff;border-radius:20px;padding:34px;box-shadow:0 20px 60px rgba(16,41,77,.16)}
.hero-card h3{color:#fff;font-size:24px}.hero-card ul{padding-left:18px;margin:18px 0 0}.hero-card li{margin:9px 0;color:#dce6f3}
.section{padding:78px 0}.section-soft{background:var(--soft)}.section-head{max-width:760px;margin-bottom:36px}.section-head p{color:var(--muted);font-size:18px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;transition:.2s ease;box-shadow:0 8px 30px rgba(16,41,77,.04)}
.card:hover{transform:translateY(-4px);box-shadow:0 16px 36px rgba(16,41,77,.09)}.card-number{font-size:12px;color:var(--gold);font-weight:800;letter-spacing:.12em}
.card p{color:var(--muted)}.card-link{color:var(--blue);font-weight:700}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.process .step{border-top:3px solid var(--blue);padding:18px 0}.step span{font-weight:800;color:var(--gold)}
.cta{background:var(--navy);color:#fff;border-radius:20px;padding:48px;display:flex;align-items:center;justify-content:space-between;gap:28px}.cta h2{color:#fff}.cta p{color:#d7e2ef}
.page-hero{padding:64px 0;background:var(--soft);border-bottom:1px solid var(--line)}.page-hero h1{font-size:48px}.page-hero p{font-size:18px;color:var(--muted);max-width:800px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}.content-box{border:1px solid var(--line);border-radius:14px;padding:28px;background:#fff}
.list-clean{padding:0;list-style:none}.list-clean li{padding:10px 0;border-bottom:1px solid var(--line)}.list-clean li:last-child{border:0}
.form-shell{max-width:850px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px;box-shadow:0 18px 45px rgba(16,41,77,.06)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}
label{font-weight:700;font-size:14px}.field input,.field select,.field textarea{width:100%;padding:13px 14px;border:1px solid #cfd7e3;border-radius:8px;font:inherit;background:#fff}
.field textarea{min-height:130px;resize:vertical}.help{font-size:12px;color:var(--muted)}.alert{padding:14px 16px;border-radius:8px;margin-bottom:20px}.alert-error{background:#fff1f1;color:#9b2424}.alert-success{background:#edf8f0;color:#226b36}
.site-footer{background:#0b203c;color:#d5dfeb;margin-top:80px;padding:56px 0 0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}.footer-logo{width:180px;filter:brightness(0) invert(1)}
.site-footer h4{color:#fff;margin:0 0 14px}.site-footer a{display:block;margin:8px 0;color:#c5d2e0}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding:20px 0;font-size:13px}
.badge{display:inline-block;background:#edf4fb;color:var(--blue);padding:5px 10px;border-radius:999px;font-size:12px;font-weight:700}
.timeline{border-left:2px solid var(--line);padding-left:24px}.timeline-item{margin-bottom:28px}.timeline-item small{color:var(--muted)}
@media(max-width:900px){.main-nav{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:22px 4%;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.main-nav.open{display:flex}.nav-toggle{display:block}.hero-grid,.two-col{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.process{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.cards,.process,.form-grid,.footer-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.hero{padding:64px 0}.section{padding:58px 0}.cta{padding:32px;display:block}.cta .btn{margin-top:12px}.page-hero h1{font-size:38px}}